What is the primary responsibility of drivers in relation to the financial responsibility law?

The primary responsibility of drivers in relation to the financial responsibility law is to carry a basic minimum of insurance. This law is designed to ensure that drivers can cover the costs of damages or injuries they may cause in an accident. By mandating insurance, the law protects both the drivers and other road users, ensuring that everyone has a means of compensation if an accident occurs. This financial responsibility helps maintain a level of accountability on the road and fosters safer driving practices.

While maintaining a valid driver's license is important for legal driving, it does not directly relate to the financial responsibility law. A clean driving record is beneficial for a driver’s insurance rates and can reflect good driving behavior, but it is not a requirement of the financial responsibility law itself. Paying tolls is a separate obligation that relates to the use of specific public roads and does not fall under the financial responsibility law umbrella, which focuses primarily on insurance coverage.